Xero — Beautiful, collaborative cloud accounting software designed for small businesses and advisors

Xero provides cloud-based double-entry accounting, automated bank feeds, bill paying, and payroll with unlimited users on all plans.

About Xero

Xero is the leading cloud accounting platform in Australia, the UK, and New Zealand, and rapidly expanding globally. Known for its clean design and refusal to charge per-user seat penalties, Xero connects businesses with their accountants and 1,000+ business apps in real time.

Key features

  • Unlimited Users on All Plans — Invite your accountant, bookkeeper, and team without extra per-seat fees.
  • Fast Automated Bank Feeds — Daily bank transaction matching with smart algorithmic categorization rules.
  • Hubdoc Bill & Receipt Capture — Snap photos of paper receipts and extract supplier data automatically into Xero.

Pricing

Pricing model: Paid.

  • Early Plan —
    5 / month — Send 20 invoices, Enter 5 bills, Reconcile bank transactions, Hubdoc included
  • Growing Plan — $42 / month — Unlimited invoices, Unlimited bills, Bulk bank reconciliation
  • Established Plan — $78 / month — Multi-currency accounting, Expense claims management, Project tracking

Pros

  • Unlimited users included on all plans — no penalty for adding team members
  • Extremely clean and enjoyable bank reconciliation interface
  • Includes Hubdoc automated receipt and bill extraction for free

Cons

  • Entry-level "Early" plan invoice limit (20/mo) is very low
  • Multi-currency capabilities require upgrading to the top established tier

Platforms

Web, iOS, Android

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